Business Lending Certification School 2025

Year 2 | Credit Administration Department Administrator Track

Course Description

The Year 2 Credit Administration course offers an in-depth look at building and sustaining a credit administration function that reflects your credit union’s risk tolerance, credit culture, and mission. Through interactive group activities, class participation, and expert instruction, participants gain practical tools and resources to guide those involved in commercial and business lending, ensuring robust safeguards for maintaining a secure and healthy loan portfolio.
 

Topics include

  • Establishing effective policies, processes, and procedures
  • Setting and monitoring concentration levels
  • Managing problem loans, workouts, and collections
  • Building a commercial loan risk management process and rating system
  • Reviewing general documentation and its importance in protecting the credit union
  • Utilizing underwriting analysis and credit presentations to control risk 
     

Tools

Participants will learn skills and be provided tools to:

  • Set the credit culture within an organization
  • Create and manage a highly effective risk assessment and credit underwriting system
  • Define and utilize a risk rating system to manage portfolios
  • Establish a robust loan documentation and review process
  • Develop, utilize, and maintain reporting systems for portfolio management
  • Leverage NCUA Examiner Guidance
     

Learning Objectives & Outcomes

After attending this program, participants will:

  • Have a more thorough understanding of all aspects of credit administration
  • Know how to use National Credit Union Administration (NCUA) guidance as a resource
  • Connect credit administration to loan underwriting and production at their credit unions
  • Have resources to develop and implement policies, reports, risk rating systems, and much more
     

Audience

This course is intended for participants who are currently or will be serving in credit administration positions, junior and senior managers desiring a better understanding of credit administration and portfolio management, and any lenders/branch managers/business development officers who need to be better prepared to perform in their current positions.

Prerequisites

Attending Year 1 and successfully completing the coursework and exam are required prior to registering for Year 2. 

Designation Requirements

Attending Year 2 and successfully completing the corresponding exam is the second step required in attending all three years of the Business Lending Certification School to ultimately earn the designation.

Become a Master of Business Lending Strategies

Business Lending Certification School provides comprehensive knowledge and skill-building opportunities to help you become a confident leader and a reliable guide for your credit union's business lending program.

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