Credit union assets, loans outstanding, deposits grew in 2Q
NCUA’s second-quarter credit union system performance data shows total assets in federally insured credit unions rose by $82 billion, or 3.6%, over the year ending in the second quarter of 2025, to $2.38 trillion. Total loans outstanding increased $64 billion, or 3.9%, over the year, to $1.68 trillion. Insured shares and deposits rose $71 billion, or 4%, over the same time period, to $1.83 trillion.
Highlights from the Second Quarter 2025 NCUA Quarterly Data Summary Report include:
- The credit union system’s net worth ratio was 11.1% in the second quarter of 2025, compared with 10.84% one year earlier;
- Net income totaled $17.7 billion at an annual rate in the year-to-date through the second quarter of 2025, up $2.1 billion, or 13.2%, compared with the same period in 2024;
- Federally insured credit unions added 2.8 million members over the year, and credit union membership in these institutions reached 143.8 million in the second quarter of 2025;
- Total assets in federally insured credit unions rose by $82.0 billion, or 3.6%, over the year to $2.38 trillion in the second quarter of 2025; and
- Cash increased by $2.3 billion, or 1.2%, to $192.0 billion.
The NCUA makes credit union system performance data available in the Credit Union Analysis section of NCUA.gov.
The analysis section includes quarterly data summaries and detailed financial information, a graphics package illustrating financial trends in federally insured credit unions, and a spreadsheet listing all federally insured credit unions that filed a call report as of June 30, including key metrics.
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