Final NDAA text contains no credit union sought provisions, neutral for credit unions

Legislators released text of the FY26 National Defense Authorization Act (NDAA) Sunday without any financial services provisions impacting credit unions. 

“After a thorough review of the NDAA text, we are pleased to see that nothing in the bill is harmful to credit unions. Because policy differences between the House and Senate led to the omission of a Financial Services title, and with it the CLF, CDFI, CBDC, and ROAD to Housing provisions, the final package remains neutral for our industry,” said Scott Simpson, America's Credit Unions president/CEO. “While there appear to be no setbacks for credit unions in this legislation, we are reviewing the full text for any impacts. We are disappointed that several constructive measures we supported were ultimately left out. Rest assured, we will continue working with lawmakers to advance these priorities through other vehicles.”

The House advanced its version of the NDAA in September, while the Senate cleared its bill in October. Sunday’s bill text is the result of conference committee negotiations between members of both chambers, and the House is expected to bring it to the floor in the coming days.