Member dividends are one way credit unions help

Making life more affordable is part of credit unions’ mission, which results in the credit union difference: ensuring each institution prioritizes the well-being of their members.

Dividends, payouts, and other programs are one way credit unions help members. They receive direct payments based on the institution’s success and/or a member’s relationship with the credit union.

America’s Credit Unions blog highlights some of the late 2025/early 2026 member payouts, including local media coverage and other details. Credit unions paid $38 billion in benefits to members and non-members during the year ending December 2024.

The blog post links to more than a dozen examples of credit union dividend programs around the country.

Read the blog