NCUA releases Q1 2026 system report

June 10, 2026

First quarter credit union system performance data released Tuesday shows total assets in federally insured credit unions rose by 4.9%, over the year ending in the first quarter of 2026. At the same time, total loans outstanding increased 4.6% over the year

Highlights from the First Quarter 2026 NCUA Quarterly Data Summary Report include:

  • The loan to share ratio stood at 81.5% in the first quarter of 2026, down from 81.8% in the first quarter of 2025.
  • Net income totaled $20.4 billion at an annual rate in the year to date through the first quarter of 2026, up $4.8 billion, or 30.5%, compared with the same period in 2025.
  • The average outstanding loan balance in the first quarter of 2026 was $19,557, up $858, or 4.6%, from one year earlier.
  • Federally insured credit unions added 2.5 million members over the year, and credit union membership in these institutions reached 145.8 million in the first quarter of 2026;
  • In the first quarter of 2026, there were 2,672 federal credit unions and 1,578 federally insured, state-chartered credit unions.

Read the Quarterly Data Summary Report