New stories of innovative, mission-driven strategies that drive success

Credit unions are demonstrating how technology and mission-driven strategies can transform access to financial services and strengthen communities.

Across the country, credit unions are rapidly adopting artificial intelligence (AI) to deliver faster lending decisions, fraud prevention, and personalized member service. A new post on the America’s Credit Unions Blog details how credit unions have utilized systems such as AI-powered underwriting that expands access to credit and 24/7 conversational platforms that offer members real-time financial guidance.

A separate blog post details how one Community Development Financial Institution (CDFI) certified credit union’s mission-driven strategy has drawn attention for the ways it's reshaping access to capital. St. Louis Community Credit Union (SLCCU) has delivered more than $40 million in business loans—90% of which have gone to Black-owned enterprises—through a model that leverages CDFI funding alongside philanthropic and institutional partnerships.

The partnerships have expanded SLCCU's ability to make low-cost loans and offer programs that are integral to its mission of supporting community members and meeting them where they are at.

Together, these stories highlight the ways credit unions are blending innovation with mission, leveraging both advanced technology and community-focused partnerships to expand opportunity, build financial resilience, and deliver on the credit union difference.

Visit the America’s Credit Unions website to find more blog posts on a variety of issues.