NCUA releases 1Q credit union system performance data

Total assets in federally insured credit unions rose by $96 billion, or 4.4%, over the year ending in the first quarter of 2024 to $2.31 trillion, according to the latest financial performance data released by the NCUA.

Total loans outstanding increased $71 billion, or 4.6%, to $1.60 trillion during the same period. Insured shares and deposits rose $40 billion, or 2.3%, to $1.77 trillion, from one year earlier.

The delinquency rate at federally insured credit unions was 78 basis points in the first quarter of 2024, up 25 basis points compared with the first quarter of 2023.

The quarterly summary provides an overview of the financial performance of federally insured credit unions based on information reported to the agency in the first quarter of 2024.

Beginning with the first quarter of 2024 Call Report, federally insured credit unions with more than $1 billion in assets are required to disclose, separately, income from overdraft and nonsufficient funds fees.  

Credit union system performance data is available online in the Credit Union Analysis section of, which includes summaries as well as detailed financial information, graphics illustrating financial trends in federally insured credit unions, and a spreadsheet listing all federally insured credit unions as of March 31.

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