How to add data to the credit union story in three steps
America's Credit Unions analytics Dashboards show the data behind the credit union story, strengthening your credit union's impact and power in your community.
The numbers are clear. The data suggests credit unions offer lower rates to consumers across the credit score spectrum. And that credit union members are less likely to default than consumers with similar credit scores using a for-profit lender.
The Dashboards empower you to take control of your data, providing a one-stop shop for data needs. With interactive, web-based analytics, you can explore insights, customize your views, and analyze trends—all at your convenience. What are you waiting for?
Access the data now
To get started, head to the Data & Tools tab on the America's Credit Union website. From there, simply click the dashboard you want to access and log in with your member credentials.
Resources are also available on how to use the data, including tips for discussing the credit union difference with policymakers.
In this month's Economic Update, Ligia Vado, senior economist, walks you through how to use the Auto Lending Dashboard to see monthly payments and savings for credit unions versus traditional banks and other auto lenders.
Vado introduces the dashboard's interactive dynamic views on auto loans outstanding, auto loans originations, pricing, delinquency, and credit union monthly and Life-of-Loan savings. Through the Dashboard, we can better understand the correlation between credit unions' lower interest rates and the resulting lower delinquency rates of members. This data together gives an accurate look at how credit unions improve the financial well-being of members across the credit score spectrum.
Initial steps you can take
Access a variety of important data at the National and State levels to help with operations, business growth, or to craft a powerful message for policymakers. Get started with the data by taking three steps:
- Log into the dashboard.
- Look at your state.
- Explore! Find a data point that supports your credit union goals and advocacy efforts.
Find all the Economic Updates and access data and tools to help you tell your credit union story.