NCUA releases 2025 Q1 credit union system data, summaries, graphics

New NCUA data reinforces credit unions’ strong focus on serving Main Street America. Total assets in federally insured credit unions rose by $60 billion, or 2.6%, over the year ending in the first quarter of 2025. The agency released updated data Thursday, including associated summaries, detailed information, graphics, and a comprehensive spreadsheet.  

According to the data, net income grew 4.6% from the same quarter a year ago. Highlights from the first quarter of 2025 include:

• Total shares and deposits grew by $86.1 billion, or 4.5%, over the year to $2.02 trillion. Other deposits grew by $68.0 billion, or 6.9%, to $1.05 trillion. The highest growth in this area was share certificate accounts. These grew $53.2 billion, or 10.3%, over the year to $571.0 billion.
• The credit union system’s net worth increased by $14.5 billion, or 5.9%, over the year to $259.3 billion. The aggregate net worth ratio—net worth as a percentage of assets—stood at 10.95% in the first quarter of 2025, up from 10.61% one year earlier.
• Total loans outstanding increased $52.8 billion, or 3.3%, over the year.

When compared to recently released bank data, the credit union difference in lending is clear. The credit union industry heavily serves Main Street, with a higher share of loans to households than banks, who focus more on Wall Street. 

Credit union system performance data is available in the Credit Union Analysis section of NCUA.gov. The analysis section includes quarterly data summaries as well as detailed financial information, a graphics package illustrating financial trends in federally insured credit unions, and a spreadsheet listing all federally insured credit unions as of March 31, 2025, including key metrics.