Asset & Liability Management eSchool 2025
Asset & Liability Management eSchool 2025
Overview
Effective Asset Liability Management (ALM) is critical to the safety, soundness, and long-term success of your credit union. The Asset Liability Management eSchool provides a credit union-specific foundation in ALM principles, while guiding you through analytical tools, risk and reward concepts, and practical decision-making frameworks.
This five-part series builds session by session, culminating in a real-world case study to help you apply what you’ve learned in a meaningful way.
Topics include:
- Understanding ALM’s role in your credit union’s financial health and regulatory compliance.
- Exploring key concepts like cash flow analysis, static gap, and net economic value.
- Clarifying misunderstood metrics, such as yield, duration, and risk measures, and what they really mean.
- Identifying assumptions that drive ALM modeling, including non-maturity deposits and prepayment speeds.
- Managing liquidity, oversight, and strategic trade-offs in today’s interest rate environment.
Attendees of this event can earn CPE credits. Visit the Attendee Info tab for details.
This learning opportunity is part of the complete Center for Professional Development (CPD) eSchools & Webinars series. Subscribe to get access to this webinar or eSchool, along with over 80+ webinars & eSchools covering critical topics for you and all your staff.
Sessions
Tuesday, December 2, 2025 | 1:00 - 2:30 p.m.
After laying the foundation with an overview of the business of banking (how CUs make money), attendees learn the risks associated with asset/liability management (ALM) and how ALM fits in. The discussion of ALM covers the role it should play in the institution as well as the associated risks. Session includes the importance of ALM to safety and soundness, ALM vs AL compliance, overview, and core functions of financial institutions, reward, risk, and ALM objectives and vulnerabilities.
Tuesday, December 4, 2025 | 1:00 - 2:30 p.m.
Taking a close look at the general principles of cash flows, attendees then learn about the different types of existing analytical frameworks commonly used to evaluate cash flows—and the limitations of each. Session includes cash flows, static gap, measuring reward (income sensitivity), measuring risk (net economic value), and vulnerabilities with the traditional decision-making process.
Thursday, December 11, 2025 | 1:00 - 2:30 p.m.
Having learned the analytical frameworks commonly used to evaluate cash flows, attendees will break down total return and evaluate the trade-off between risk and reward through discussion and case study. They will also walk through an example of liquidity. The session covers a range of topics, including incomplete tools and misunderstood terms, the problem with yield and duration, establishing a common denominator, total return scenario analysis, and the marriage of income and economic value simulations.
Tuesday, December 16, 2025 | 1:00 - 2:30 p.m.
Having learned the conventional analytical frameworks, attendees turn to assumptions and how they factor into the evaluation of assets, liabilities, off-balance-sheet instruments, and more. Session includes non-maturity deposits, reinvestment rates, prepayment speeds, early redemptions, static balance sheet, interest rate changes (timing and magnitude), and discounting cash flows (curves and spreads).
Thursday, December 18, 2025 | 1:00 - 2:30 p.m.
The program culminates with the optimal decision-making framework for institutions and lays it out in real-world context along with the impact this framework would have for the various stakeholders of an institution. Session includes liquidity, board oversight, stakeholder tensions, case study, and course takeaways.
Pricing & Registration
Virtual price includes access to On Demand.
Members in multiple categories receive the lowest price.
Member discounts
All credit unions are invited to register for this event. Members receive a significant discount. Additional discounts available to member credit unions:
- Less than $50 million in assets save 20%
- Council members save 25%
- League staff save 20%
- Multi-attendee discount - Register four attendees and get the 5th free (Note: Please include all registrations in the same order for the discount to apply)
Only one discount can be applied per registration. If a registration qualifies for more than one discount, the highest-value discount will be applied. Unsure of your eligibility or need help accessing member pricing? Contact us at (800) 356-9655 or [email protected].
Attendee Info
Code of conduct
We are committed to making every event experience welcoming, respectful, and safe.
How to access
America’s Credit Unions hosts events on the following platforms:
- Zoom: All virtual events are hosted on Zoom. Some on-demand recordings are also available on this platform.
- Vimeo: Some on-demand events are available on Vimeo.
Your event platform will be communicated via email before the event.
Access instructions for virtual events
Virtual cancellations and substitutions
- Cancellations must be submitted in writing to [email protected] with a brief explanation. Cancellations received more than seven days before the event are subject to a 25% administrative fee. No refunds will be granted for cancellations received within seven days of the event.
- Substitutions are accepted before the start of the program. Additional fees may apply. Please include the event name, current participant, and new participant name when requesting a substitution.
On-demand cancellations and issues
All purchases are final. If your digital product arrives defective or incorrect, contact us within 48 hours of delivery. We will issue a replacement or refund at our discretion.
For questions, email [email protected].
CPE details
In order to be awarded the full credit hours, you must attend each live session and complete the polling questions.
|
Live participants will earn |
Field of study |
Delivery method |
|---|---|---|
9 CPE credits |
Finance - Technical |
Group Internet Based |
America’s Credit Unions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
