Asset & Liability Management eSchool 2026
Asset & Liability Management eSchool 2026
Overview
Asset/Liability Management eSchool provides credit union finance and risk professionals with a practical, credit union–specific foundation in asset/liability management (ALM). Over five virtual sessions, participants will explore the analytical frameworks used to evaluate cash flows, measure risk and reward, and make informed balance sheet decisions in a changing rate environment.
This program goes beyond theory to examine how poor ALM practices can impact operations, earnings, and long-term stability. Participants will gain clarity around commonly misunderstood metrics and tools while learning how to evaluate tradeoffs between income sensitivity, economic value, and liquidity risk. The program culminates in a hands-on case study exercise that allows attendees to apply concepts in a real-world decision-making framework tailored to credit unions.
What you’ll learn
- The core objectives of asset/liability management and how weak ALM practices can affect credit union performance
- How to analyze cash flows, static gap, income sensitivity, and net economic value (NEV)
- The limitations of traditional ALM decision-making tools and commonly misunderstood metrics like yield and duration
- How to incorporate total return and scenario analysis into balance sheet strategy
- Key assumptions that drive results, including non-maturity deposits, prepayment speeds, reinvestment rates, and rate shocks
- Liquidity considerations, board oversight responsibilities, and stakeholder tensions within ALCO discussions
- A structured framework for balancing risk and reward in credit union decision-making
Who should attend
- CFOs and C-suite executives
- Controllers, comptrollers, and treasurers
- Finance managers and financial analysts
- Risk managers and ERM professionals
- Investments professionals
- Board members who serve on ALCO committees
- Anyone responsible for managing balance sheet risk or investment strategy at a credit union
Attendees of this event can earn CPE credits. Visit the Attendee Info tab for details.
This learning opportunity is part of the complete Center for Professional Development (CPD) eSchools & Webinars series. Subscribe to get access to this webinar or eSchool, along with over 80+ webinars & eSchools covering critical topics for you and all your staff.
Sessions
December 14, 2026 | 1:00 – 2:30 p.m.
After laying the foundation with an overview of the business of banking (how CUs make money), attendees learn the risks associated with asset/liability management (ALM) and how ALM fits in. The discussion of ALM covers the role it should play in the institution as well as the associated risks. Session includes the importance of ALM to safety and soundness, ALM vs AL compliance, overview, and core functions of financial institutions, reward, risk, and ALM objectives and vulnerabilities.
December 15, 2026 | 1:00 – 2:30 p.m.
Taking a close look at the general principles of cash flows, attendees then learn about the different types of existing analytical frameworks commonly used to evaluate cash flows—and the limitations of each. Session includes cash flows, static gap, measuring reward (income sensitivity), measuring risk (net economic value), and vulnerabilities with the traditional decision-making process.
December 16, 2026 | 1:00 – 2:30 p.m.
Having learned the analytical frameworks commonly used to evaluate cash flows, attendees will break down total return and evaluate the trade-off between risk and reward through discussion and case study. They will also walk through an example of liquidity. Session includes incomplete tools and misunderstood terms, the problem with yield and duration, establishing a common denominator, total return scenario analysis, and the marriage of income and economic value simulations.
December 17, 2026 | 1:00 – 2:30 p.m.
Having learned the conventional analytical frameworks, attendees turn to assumptions and how they factor into the evaluation of assets, liabilities, off-balance-sheet instruments, and more. Session includes non-maturity deposits, reinvestment rates, prepayment speeds, early redemptions, static balance sheet, interest rate changes (timing and magnitude), and discounting cash flows (curves and spreads).
December 18, 2026 | 1:00 – 2:30 p.m.
The program culminates with an optimal decision-making framework for institutions, laid out in a real-world context, along with the impact this framework would have on the various stakeholders of an institution. Session includes liquidity, board oversight, stakeholder tensions, case study, and course takeaways.
Pricing & Registration
Virtual price includes access to On Demand.
Members in multiple categories receive the lowest price.
Member discounts
All credit unions are invited to register for this event. Members receive a significant discount. Additional discounts available to member credit unions:
- Less than $50 million in assets save 20%
- Council members save 10%
- League staff save 20%
- Multi-attendee discount - Register four attendees and get the 5th free (Note: Please include all registrations in the same order for the discount to apply)
Only one discount can be applied per registration. If a registration qualifies for more than one discount, the highest-value discount will be applied. Unsure of your eligibility or need help accessing member pricing? Contact us at (800) 356-9655 or [email protected].
Attendee Info
CPE details
In order to be awarded the full credit hours, you must attend each live session and complete the polling questions.
|
Live participants will earn |
Field of study |
Delivery method |
|---|---|---|
9.0 CPE credits |
Finance - Technical |
Group Internet-Based |
America’s Credit Unions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
Code of conduct
We are committed to making every event experience welcoming, respectful, and safe.
How to access
America’s Credit Unions hosts events on the following platforms:
- Zoom: All virtual events are hosted on Zoom. Some on-demand recordings are also available on this platform.
- Vimeo: Some on-demand events are available on Vimeo.
Your event platform will be communicated via email before the event.
Access instructions for virtual events
Virtual cancellations and substitutions
- Cancellations must be submitted in writing to [email protected] with a brief explanation. Cancellations received more than seven days before the event are subject to a 25% administrative fee. No refunds will be granted for cancellations received within seven days of the event.
- Substitutions are accepted before the start of the program. Additional fees may apply. Please include the event name, current participant, and new participant name when requesting a substitution.
On-demand cancellations and issues
All purchases are final. If your digital product arrives defective or incorrect, contact us within 48 hours of delivery. We will issue a replacement or refund at our discretion.
For questions, email [email protected].