This eSchool kickoff sets the stage for your learning experience by previewing what to expect throughout your educational journey and outlining the key steps required for training completion and, if applicable, America’s Credit Unions BSA designation recertification. You’ll also learn how to identify your immediate next steps and review the Resource Guide.  

Learning objectives:  

•  Unveil what to expect during your educational journey
•  Outline the essential steps to recertification
•  Identify and plan your next steps
•  Review the Resource Guide

With changes in the administration as well as so many changes in the way criminals move money, this session will focus on what to do about those changes, how it impacts your everyday financial crime functions, and what we expect to see in the next few years.  

Learning objectives:  

• Address current rules and those that may be changing
• Learn about the impact of the National Priorities in an AML Program
• Breakdown the most important regulatory themes and impact on financial crime

Join credit union BSA/AML professionals and examiners for an insightful discussion on evolving examination priorities, common challenges, and opportunities for collaboration between credit unions and examiners.  

Learning objectives:  

• Learn how to navigate an ever-changing regulatory environment
• Understand how to enhance your BSA/AML program through shared experiences and practical strategies
• Explore how evolving BSA/AML expectations are applied in practice
• Learn about common exam findings and effective strategies credit unions are using to stay ahead of these developments

This session will provide a comprehensive overview of the key elements and methodologies for creating a robust Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) risk assessment.  

Learning objectives:  

• Address the key components of an effective risk assessment
• Learn how to assess inherent risk and control effectiveness
• Gain insights into addressing common risk assessment challenges

The Department of Justice is busy under this current administration, deploying resources to tackle the illicit drug trafficking trade, sanctions violations, and other money laundering activities.  

During this session, we will discover:  

• Recent DOJ cases that have important lessons learned for credit unions and their members
• Takeaways for training AML employees to see suspicious activity clearly
• Recommendations for monitoring practices to identify and mitigate illicit typologies extracted from the DOJ cases

This presentation will equip credit union professionals with the knowledge to identify how labor trafficking networks exploit both workers and financial systems to conceal illegal activities and launder illicit proceeds. 

Attendees will learn:  

• financial and non-financial risk indicators
• public data sources
• investigative techniques
• compliance strategies to strengthen detection and reporting of labor trafficking

Financial exploitation of vulnerable persons is not limited to the elderly. Children, teens, and adults with disabilities are also in fraudsters crosshairs. Learn how to identify exploitation of vulnerable persons and steps your institution can take to protect its members.  

Learning objectives:  

• Discover the new and growing financial exploitation scheme targeting teens
• Identify indicators of financial exploitation of vulnerable populations
• Design programs to mitigate financial exploitation of the elderly

OFAC Sanctions are changing every day. We are seeing an unprecedented use of OFAC sanctions as well as penalties. Credit unions must see their exposure to sanctions risks with a new and different view.  

Learning objectives:  

• Learn how OFAC is being used to effect change with the priorities of this administration
• Explain criminal liability as a result of the FTO and SDGT designations
• Understand what it means in a credit union AML/Sanctions program

This OFAC deep dive unpacks recent changes to record retention requirements and explores the broader scope of sanctions compliance beyond name matching—including ownership, control, and complex risk scenarios. Using a real-world scenario, participants will examine how to strengthen internal controls and decision-making in line with OFAC expectations.  

Learning objectives:  

• Explain recent updates to OFAC's recordkeeping requirements and their impact on compliance programs
• Evaluate risk exposure beyond name matching, including ownership, control, and transaction risk
• Apply insights from a real-world scenario to enhance internal monitoring, escalation, and response procedures

In this interactive session, attendees will strengthen their Suspicious Activity Report (SAR) writing skills by drafting a narrative from a provided fact pattern before the session and then collaborating during the session to refine it with expert guidance. The instructor will walk through their own approach, highlighting key best practices and common pitfalls. 

Learning objectives:  

• Apply critical thinking to draft an effective SAR narrative based on a realistic scenario
• Compare and contrast your narrative with an expert example to identify strengths and areas for improvement
• Recognize common mistakes in SAR writing and how to avoid them
• Gain practical techniques to craft clear, concise, and complete narratives that meet regulatory expectations

As credit unions integrate BSA/AML and fraud programs, effective auditing and testing are critical to ensure compliance, mitigate risk, and maintain program integrity. This session will explore strategies for auditing integrated programs, approaches to testing controls, and the emerging role of artificial intelligence in model validation.  

Learning objectives:  

• Understand best practices for auditing and testing integrated BSA/AML/Fraud programs
• Explore methods to evaluate program effectiveness and control gaps
• Learn how AI can be considered as a component of an anti-financial crime program
• Gain practical insights from real-world AI implementation

The world of digital assets is evolving fast—and so are the risks. Stablecoins, tokenized deposits, and crypto payments are no longer fringe topics—they’re emerging components of the financial ecosystem. This session cuts through the hype to deliver practical, actionable guidance for credit union professionals charged with BSA/AML compliance. You’ll learn what digital assets mean for your risk profile, what’s required under current regulation, and how to prepare your credit union to navigate this landscape safely and confidently.  

Whether you're curious, cautious, or already engaged with digital asset services, this session will ensure you know the red flags, the required policies, and the questions you should be asking.  

Learning objectives:  

• Understand how stablecoins and digital assets intersect with BSA/AML compliance
• Evaluate third-party and fintech partnership risk in the digital asset ecosystem
• Prepare for regulatory scrutiny and potential audits related to digital asset exposure

Artificial intelligence is transforming BSA compliance but understanding how AI actually works is essential for making informed decisions about implementation. This session takes BSA professionals beyond the buzzwords with a practical deep dive into AI mechanics, evaluation frameworks, and real-world applications.  

Learning objectives:  

• Learn how to assess AI tools for your institution
• Recognize common pitfalls and risks
• Identify high-impact use cases in your daily work
• Build confidence in leveraging AI effectively
• Walk away with actionable knowledge to evaluate vendors, mitigate AI-related risks, and start implementing AI solutions that enhance your BSA program

This workshop goes beyond theory with hands-on case studies that mirror real fraud challenges faced by credit unions. Participants will work through interactive scenarios on transaction monitoring, account takeover, and suspicious activity reporting, learning how to identify red flags and apply BSA requirements in practice. The session emphasizes problem-solving to sharpen technical skills and strengthen fraud detection within daily operations.  

As fraud and financial crime evolve, credit unions are exploring biometrics and digital identities to improve security, streamline verification, and support AML compliance. This panel will discuss the benefits and risks of these technologies, their impact on KYC processes, and how they fit into the changing BSA/AML landscape.

Learning objectives:  

• Understand current trends and challenges driving adoption of biometrics and digital identities
• Explore how these technologies are reshaping identity verification and KYC
• Identify risks, fraud-prevention strategies, and regulatory considerations  
• Gain practical recommendations and best practices to strengthen organizational protection

This quick session provides learners with next steps, key resources, recertification details, and a moment to celebrate their completion of the training.  

Learning objectives:  

• Review next steps
• Identify resources for continued support
• Confirm understanding of recertification next steps
• Celebrate your achievement