Industry win: FCC extends effective date of ‘revoke all’ rule

In a win for credit union advocacy, the Federal Communications Commission on Tuesday extended the effective date of the Telephone Consumer Protection Act’s (TCPA) revocation of consent rule to January 31, 2027. America’s Credit Unions signed onto a joint letter Monday requesting the FCC extend its original April 11, 2026 compliance date.  The change follows extensive engagement with the FCC including multiple letters and meetings with FCC commissioners and staff. 

The FCC proposed several updates to the TCPA rules in October that mirror America’s Credit Unions’ recommendations. The delay in implementation helps to ensure credit unions and other entities aren’t at risk of being in noncompliance while the FCC reconsiders the rule. 

The FCC’s 2024 TCPA order made changes to portions of the TCPA which allowed revocation of consent for all kinds of future robocalls or robotexts if a consumer opted out of only one kind. This could have interfered with credit unions’ ability to contact members with timely account updates. 

America’s Credit Unions supports elimination of the revoke all rule, and noted in this week’s letter that eliminating it would be consistent with recent Executive Orders to remove burdensome and costly rules. The organization continues to engage the FCC on its proposed updates.